Privacy Policy

This Privacy Policy explains how CashToday.co.za ("we", "us", "our") collects, uses, shares and protects your personal information when you use our website and loan comparison service. We are committed to processing your personal information lawfully and transparently in accordance with the Protection of Personal Information Act 4 of 2013 ("POPIA").

1. Information we collect

When you use our comparison service, we may collect:

• Identity information: first name and surname;
• Contact information: email address and mobile number;
• Financial indicators: employment status, income bracket, requested loan amount and repayment period;
• Technical information: IP address, browser type, device information and site usage data collected via cookies and similar technologies.

2. How we use your information

• To match your loan requirements with suitable NCR-registered credit providers;
• To refer you to those credit providers so they can present you with loan offers;
• To respond to your enquiries and provide customer support;
• To improve our website, service and user experience;
• To comply with our legal and regulatory obligations.

3. Sharing your information

We may share your information with:

• Credit providers in our network, so they can assess your request and make you an offer. All such providers are registered with the National Credit Regulator and are themselves bound by POPIA and the NCA;
• Service providers who help us operate the website (e.g. hosting and analytics), under appropriate confidentiality obligations;
• Regulators or law enforcement where required by law.

We do not sell your personal information to unrelated third parties or spam lists.

4. Your rights under POPIA

You have the right to:

• Request access to the personal information we hold about you;
• Request correction or deletion of your personal information;
• Object to processing, or withdraw consent previously given;
• Lodge a complaint with the Information Regulator of South Africa (inforegulator.org.za).

To exercise any of these rights, email us at support@cashtoday.co.za.

5. Cookies

We use cookies and similar technologies to remember your preferences, measure site performance and understand how visitors use our site. You can disable cookies in your browser settings, though some site features may not work correctly without them.

6. Security

We use appropriate technical and organisational measures — including SSL/TLS encryption in transit — to protect your personal information against loss, misuse and unauthorised access. No method of transmission over the internet is 100% secure, but we work hard to protect your data.

7. Retention

We keep personal information only as long as necessary for the purposes described above or as required by law, after which it is securely deleted or anonymised.

8. Third-party websites

When you click through to a lender's website, their privacy policy governs any information you provide there. We encourage you to read it before submitting your application.

9. Changes to this policy

We may update this Privacy Policy from time to time. The latest version will always be published on this page with the date of last revision.

10. Contact

Questions about this policy or your personal information? Email support@cashtoday.co.za or use our contact page.