We connect you with South Africa's top NCR-registered lenders in minutes. Tell us how much you need and we'll find the right offer — R500 to R8,000, paid out the same day. 100% free, with no impact on your credit score.
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Cash Today is a free service that matches South Africans with NCR-registered lenders. Tell us how much you need (R500–R8,000 for payday loans, up to R250,000 for personal loans) and complete a 2-minute form. We compare lenders and show you the offers most likely to approve you — with same-day payout available and no impact on your credit score. You're never charged; lenders pay us a commission.
From application to money in your account — often on the same business day.
Pick your amount and term, then a quick 2-minute form. No documents to upload, no queues.
Smart matching against NCR-registered lenders, ranked by your approval odds and cost.
Compare offers side-by-side, apply with your favourite and receive cash — often the same day.
Whatever you need cash for, our lender network has an option for you.
Short-term cash to bridge the gap until your next salary. Fast approval, same-day payout.
Apply now →Bigger amounts with longer terms of up to 72 months, for planned expenses or emergencies.
Apply now →Blacklisted or impaired credit record? Some of our lenders look beyond your credit score.
Apply now →Combine multiple debts into one manageable monthly payment and reduce what you pay.
Apply now →We do the hard work, so you don't have to.
Most of our lenders pay out within hours of approval — some in as little as 10 minutes.
Every lender in our network is registered with the National Credit Regulator and bound by the NCA.
Our comparison service costs you nothing — ever. We're paid by lenders, not by you.
The whole process is online. No printing, no faxing, no standing in queues at a branch.
We work with lenders who consider applications from people with imperfect credit records.
Questions? Our South African support team is a quick email away and happy to help.
Real stories from South Africans who found their loan through Cash Today.
"My geyser burst two days before payday. I applied at 9am and the money was in my account before lunch. Absolute lifesaver!"
"I was blacklisted and every bank turned me down. Cash Today matched me with a lender who actually gave me a chance."
"Much better rate than my bank offered, and the comparison took less than five minutes. Highly recommended."
"I consolidated three store accounts into one payment and I'm saving over R800 a month. Wish I'd done it sooner."
Interest rates are legally capped, all fees must be disclosed upfront, and every lender must run an affordability assessment before granting credit.
We handle your personal information in line with POPIA. It is only used to match you with credit providers — never sold to spammers.
Changed your mind? The NCA gives you the right to cancel most credit agreements within 5 business days at no penalty.
Everything you need to know before you apply.